Which Authority Determines The Way We Adapt to Climate Change?
For a long time, preventing climate change” has been the central goal of climate policy. Spanning the political spectrum, from local climate activists to high-level UN representatives, lowering carbon emissions to avoid future catastrophe has been the central focus of climate plans.
Yet climate change has materialized and its tangible effects are already being experienced. This means that climate politics can no longer focus exclusively on averting future catastrophes. It must now also include debates over how society addresses climate impacts already transforming economic and social life. Risk pools, residential sectors, hydrological and land use policies, workforce systems, and community businesses – all will need to be radically remade as we adjust to a transformed and increasingly volatile climate.
Ecological vs. Political Effects
To date, climate response has focused on the environmental impacts of climate change: reinforcing seawalls against ocean encroachment, upgrading flood control systems, and retrofitting buildings for severe climate incidents. But this engineering-focused framing avoids questions about the organizations that will condition how people experience the political impacts of climate change. Should we allow property insurance markets to function without restriction, or should the federal government support high-risk regions? Do we maintain disaster aid systems that exclusively benefit property owners, or do we provide equitable recovery support? Is it fair to expose workers working in extreme heat to their employers’ whims, or do we implement federal protections?
These questions are not imaginary. In the United States alone, a increase in non-renewal rates across the homeowners’ insurance industry – even beyond high-risk markets in Florida and California – indicates that climate risks to trigger a widespread assurance breakdown. In 2023, UPS workers warned of a nationwide strike over on-the-job heat exposure, ultimately winning an agreement to equip air conditioning in delivery trucks. That same year, after decades of drought left the Colorado River’s reservoirs at unprecedented levels – threatening water supplies for 40 million people – the Biden administration provided funds to Arizona, Nevada and California $1.2bn to reduce their water usage. How we respond to these governmental emergencies – and those to come – will establish fundamentally different visions of society. Yet these struggles remain largely outside the scope of climate politics, which continues to treat adaptation as a specialist concern for experts and engineers rather than authentic societal debate.
Moving Beyond Technocratic Models
Climate politics has already transcended technocratic frameworks when it comes to mitigation. Nearly 30 years ago, the Kyoto protocol represented the common understanding that market mechanisms would solve climate change. But as emissions kept increasing and those markets proved unsuccessful, the focus shifted to federal industrial policy debates – and with it, climate became authentically contested. Recent years have seen countless political battles, covering the eco-friendly markets of Biden’s Inflation Reduction Act versus the democratic socialism of the Green New Deal to debates over lithium nationalization in Bolivia and mining industry support in Germany. These are fights about principles and mediating between opposing agendas, not merely emissions math.
Yet even as climate moved from the realm of technocratic elites to more familiar domains of political struggle, it remained confined to the realm of carbon elimination. Even the politically progressive agenda of Zohran Mamdani’s NYC mayoral campaign – which connects climate to the cost-of-living crisis, arguing that lease stabilization, comprehensive family support and free public transit will prevent New Yorkers from moving for more economical, but energy-intensive, life in the suburbs – makes its case through an emissions reductions framework. A fully inclusive climate politics would apply this same ideological creativity to adaptation – reforming social institutions not only to stop future warming, but also to address the climate impacts already changing everyday life.
Transcending Doomsday Perspectives
The need for this shift becomes clearer once we move beyond the doomsday perspective that has long dominated climate discourse. In claiming that climate change constitutes an unstoppable phenomenon that will entirely overwhelm human civilization, climate politics has become blind to the reality that, for most people, climate change will appear not as something completely novel, but as known issues made worse: more people priced out of housing markets after disasters, more workers obliged to work during heatwaves, more local industries destroyed after extreme weather events. Climate adaptation is not a separate engineering problem, then, but rather continuous with ongoing political struggles.
Developing Policy Conflicts
The landscape of this struggle is beginning to take shape. One influential think tank, for example, recently suggested reforms to the property insurance market to subject homeowners to the “full actuarial cost” of living in high-risk areas like California. By contrast, a progressive research institute has proposed a system of Housing Resilience Agencies that would provide universal catastrophe coverage. The difference is stark: one approach uses economic incentives to push people out of vulnerable areas – effectively a form of managed retreat through commercial dynamics – while the other commits public resources that allow them to remain safely. But these kinds of policy debates remain infrequent in climate discourse.
This is not to suggest that mitigation should be abandoned. But the singular emphasis on preventing climate catastrophe masks a more current situation: climate change is already altering our world. The question is not whether we will reshape our institutions to manage climate impacts, but how – and which perspective will triumph.